AldighieriOpening of safety deposit boxes for inheritance declaration
Management and Evaluation of safety deposit box contents for estates with Aldighieri Gioielli Experts
As part of estate procedures, we handle the delicate phase of opening and inventorying safety deposit boxes, particularly when the holder of a box at a bank passes away. Our approach emphasizes maximum precision and legal compliance, in accordance with regulatory provisions.
Pursuant to Legislative Decree No. 346 of October 31, 1990, Article 48, paragraph 6, it is established that safety deposit boxes may be opened post-mortem only in the presence of a representative from the Revenue Agency or a Notary. The latter, assisted by an expert appraiser, is responsible for compiling a detailed inventory of the contents, ensuring timely communication to the competent Registry Office regarding the date and time of the operation.
When assessing the items contained, the Notary, if not directly involved, appoints an appraiser. This professional, after taking the oath required for technical consultants, proceeds with the valuation of the identified items.
Once the inventory is completed, the items are returned to the safety deposit box until the formal submission of the inheritance declaration. Subsequently, the bank facilitates access to the box based on the presentation of Form 240 issued by the Registry Office.
In this context, Aldighieri Gioielli provides specialized services through its experts, registered with the Chamber of Commerce and the Court of Vicenza. These highly qualified professionals are available to notary offices, financial institutions, and private clients to conduct accurate inventories and precise valuations of valuable items such as precious stones, jewelry, coins, and medals stored in safety deposit boxes.
How to Access Safety Deposit Boxes in Case of Inheritance: A Practical Guide for Heirs
How to access safety deposit boxes in case of inheritance: a practical guide for heirs
Introduction
Managing an inheritance can be challenging, especially when it comes to accessing contents in safety deposit boxes. This practical guide will walk you through the necessary procedures for safe and legal access.
Key steps for accessing the safety deposit box:
1. Identification as heir
Discovery of Inheritance: typically occurs through the will or communications from banks and other entities. Role of the Notary: Essential for recording and confirming your status as an heir.
2. Bureaucratic management
Important Documentation: substitute declaration of the affidavit to confirm the legitimacy of the heirs.
Any will (holographic or public).
Copies of identification documents and tax codes.
Certificate of communication from the bank to the Revenue Agency.
Presence of an executor, if applicable.
Death certificate of the deceased and, if required, family status certificate.
3. Opening the safety deposit box
Opening Procedure: Carried out in the presence of the heirs, an appraiser, and a Revenue Agency official or notary.
Preliminary Verification: The bank official verifies the validity of the deceased's bank contract.
4. Content evaluation
Role of the Appraiser: An appraiser from the Chamber of Commerce and/or the court, an expert in valuable items, evaluates and certifies the content after the opening.
Value Determination: Assets such as jewelry and financial documents are appraised for the inheritance declaration and tax purposes.
5. Inventory and storage
Inventory Preparation: A chronological list of the contents.
Security of Assets: The items remain in the box until withdrawal following the submission of the inheritance declaration.
Conclusion
With this brief guide, you will have the most important information to access inherited assets legally and safely. For any doubts or complications, always consult a legal expert or notary.
Are you interested in learning more or need a quote for the management and evaluation of your safety deposit box contents in case of inheritance? Don’t hesitate to contact us. Our team of experts is at your complete disposal to provide you with all the necessary information and guide you through every step of the process.
Contact us today to discover how we can assist you with the professionalism and experience of Aldighieri Gioielli. We will be happy to answer all your questions and offer you a service tailored to your specific needs.
Call us for a quote or for further information.